Call: 800-922-6464

The Castle Project: Affordable Homes. Great Profits.

We’re launching multi-market Pilots to help renters become owners in underserved Midwestern neighborhoods. We are seeking private capital partners to fund upcoming portfolios with strong returns and transparent reporting. Request the Investor Deck to be notified about upcoming Informational and Fractional meetings.

Featured at Deal Maker December 2025 · Private Capital Opportunity

The Castle Project: Affordable Homes. Great Profits.

We’re launching multi-market Pilots to help renters become owners in underserved Midwestern neighborhoods. We are seeking private capital partners to fund upcoming portfolios with strong returns and transparent reporting. Request the Investor Deck to be notified about upcoming Informational and Fractional meetings.

Featured at Deal Maker December 2025 ·

Private Capital Opportunity

Why Investors Back The Castle Project

Strong Secured Returns

20% + returns with first-position liens and predictable cash flow.

Underserved,

High-Demand Market

Millions of homes banks won’t lend on;

strong buyer demand.

Transparent &

Data-Driven

Third-party servicing, monthly reporting, and standardized Castle Playbook.

Why Investors Back The

Castle Project

Strong Secured Returns

20% + returns with first-position liens and predictable cash flow.

Underserved,

High-Demand Market

Millions of homes banks won’t lend on;

strong buyer demand.

Transparent &

Data-Driven

Third-party servicing, monthly reporting, and standardized Castle Playbook.

The Scalable Pathway from Renters

to Owners

The Castle Project transforms livable, low-cost homes into affordable homeownership opportunities using the Slow Flip method.

We acquire homes in undervalued markets and resell them using state-compliant Installment Contracts. Each pilot is a 15–50 home portfolio with defined capital requirements and secured

returns.

The Scalable Pathway from Renters to Owners

The Castle Project transforms livable, low-cost homes into affordable homeownership opportunities using the Slow Flip method.

We acquire homes in undervalued markets and resell them using state-compliant Installment Contracts. Each pilot is a 15–50 home portfolio with defined capital requirements and secured

returns.

A Massive Market Overlooked

by Traditional Lenders

  • 15+ million U.S. homes valued under $150k

  • Banks avoid small-dollar mortgages

  • Investors avoid low-ARV areas

  • Renters paying mortgage-equivalent rent

  • Neighborhoods lacking revitalization capital

  • Cities want new ownership pathways

A Massive Market Overlooked

by Traditional Lenders

  • 15+ million U.S. homes valued under $150k

  • Banks avoid small-dollar mortgages

  • Investors avoid low-ARV areas

  • Renters paying mortgage-equivalent rent

  • Neighborhoods lacking revitalization capital

  • Cities want new ownership pathways

HOW THE PILOT WORKS (3 STEPS)

Acquire Livable

Homes

We purchase homes at price points

aligned with local rents.

Resell via

Installment Contract

Buyers make predictable payments; escrows & servicing handled professionally.

Investors Earn Secured Returns

Private lenders receive 12% + equity secured by first-position notes.

HOW THE PILOT WORKS (3 STEPS)

Acquire Livable Homes

We purchase homes at price points

aligned with local rents.

Resell via

Installment Contract

Buyers make predictable payments; escrows & servicing handled professionally.

Investors Earn Secured Returns

Private lenders receive 12% + equity secured by first-position notes.

Investment Structure for Capital Partners

Terms for Investors

  • Capital Required for Pilot: $1.11M

  • Investor Return: 12% APR + 30% Equity

  • Term Length: 5.5 years

  • Collateral: First-position liens on every property

  • Market: Peoria & Decatur, IL

How Capital Is Used

  • ~90–95% → Property acquisition

  • ~5–10% → Reserves & closing costs

  • No speculative rehab

  • No operational overhead funded by investor capital

Investment Structure for Capital Partners

Terms for Investors

  • Capital Required for Pilot: $1.11M

  • Investor Return: 12% APR + 30% Equity

  • Term Length: 5.5 years

  • Collateral: First-position liens on every property

  • Market: Peoria & Decatur, IL

How Capital Is Used

  • ~90–95% → Property acquisition

  • ~5–10% → Reserves & closing costs

  • No speculative rehab

  • No operational overhead funded by investor capital

Investor Security Comes First

First-Position Liens

Held in trust for investor protection.

Title Insurance

Issued on every property to confirm clean title.

Third-Party Servicing

Payment collection, escrows, and reporting handled by licensed servicers.

Monthly Reporting

Portfolio performance, delinquencies, and DSCR delivered monthly.

Reserves

3-month Debt Service Reserve included in pilot structure.

Investor Security Comes First

First-Position Liens

Held in trust for investor protection.

Title Insurance

Issued on every property to confirm clean title.

Third-Party Servicing

Payment collection, escrows, and reporting handled by licensed servicers.

Monthly Reporting

Portfolio performance, delinquencies, and DSCR delivered monthly.

Reserves

3-month Debt Service Reserve included in pilot structure.

Key Risks & How We Mitigate Them

Policy /

Eviction Delays

Mitigated by structure, compliance,

reserves, and market diversification.

Vacancy / Cash Flow Interruptions

Mitigated with buyer pipeline, DSR, servicing, and underwriting.

Operational

Execution

Mitigated with Castle Playbook

and third-party servicing.

Key Risks & How We Mitigate Them

Policy /

Eviction Delays

Mitigated by structure, compliance,

reserves, and market diversification.

Vacancy / Cash Flow Interruptions

Mitigated with buyer pipeline, DSR, servicing, and underwriting.

Operational

Execution

Mitigated with Castle Playbook

and third-party servicing.

Our Long-Term Platform Vision

Base Camp (0–24 months):

Multi-market pilots (60–80 homes), validate model.

Camp II (24–36 months):

Launch Castle Fund I ($10–25M), institutionalize capital.

Camp III (3–5 years):

Build CastleOS (platform + servicing backbone).

Summit (5–10 years):

Scale to 10,000+ homes nationwide; $500M–$1B+ platform valuation.

Our Long-Term Platform Vision

Base Camp (0–24 months):

Multi-market pilots (60–80 homes), validate model.

Camp II (24–36 months):

Launch Castle Fund I ($10–25M), institutionalize capital.

Camp III (3–5 years):

Build CastleOS (platform + servicing backbone).

Summit (5–10 years):

Scale to 10,000+ homes nationwide; $500M–$1B+ platform valuation.

Become an Early Capital Partner

in the Castle Project

Become an Early Capital Partner

in the Castle Project

FAQ's

1. How is my capital secured?

Through first-position liens on each property purchased in the pilot.

2. What returns can I expect?

12% APR + 30% equity in the current pilot structure.

3. What if buyers default?

We hold reserves, have a buyer pipeline, and use legal structures that allow for efficient resolution.

4. What is the investment timeline?

Approximately five years, depending on amortization and prepayment.

5. Can I invest less than $1.11M?

Yes — pilots can be co-funded by multiple lenders.

6. What markets do you operate in?

Primary pilot markets: Peoria & Decatur, Illinois.

7. Do buyers pay for repairs?

Yes — homes are livable; buyers perform gradual improvements.

8. How do you select buyers?

Income verification, payment-to-income checks, rental history, and commitment to homeownership.

9. Is this a fund?

No. Capital is directly secured to the underlying real estate.

10. What reporting do I receive?

Monthly payment reports, delinquencies, DSCR, and per-property updates.

FAQ's

1. How is my capital secured?

Through first-position liens on each property purchased in the pilot.

2. What returns can I expect?

12% APR + 30% equity in the current pilot structure.

3. What if buyers default?

We hold reserves, have a buyer pipeline, and use legal structures that allow for efficient resolution.

4. What is the investment timeline?

Approximately five years, depending on amortization and prepayment.

5. Can I invest less than $1.11M?

Yes — pilots can be co-funded by multiple lenders.

6. What markets do you operate in?

Primary pilot markets: Peoria & Decatur, Illinois.

7. Do buyers pay for repairs?

Yes — homes are livable; buyers perform gradual improvements.

8. How do you select buyers?

Income verification, payment-to-income checks, rental history, and commitment to homeownership.

9. Is this a fund?

No. Capital is directly secured to the underlying real estate.

10. What reporting do I receive?

Monthly payment reports, delinquencies, DSCR, and per-property updates.

Testimonials

John Doe

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jane Doe

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

OUR PILOT MARKET LOCATIONS

Decatur, IL

Decatur, IL, USA

Peoria, IL

Peoria, IL, USA

OUR PILOT MARKET LOCATIONS

Decatur, IL

Decatur, IL, USA

Peoria, IL

Peoria, IL, USA

Site: a1-pp.com

Call: 800-922-6464

Not an offer of securities. For informational purposes only.

© Copyright America One Properties 2025. All rights reserved

Site: a1-pp.com

Call: 800-922-6464

Not an offer of securities. For informational purposes only.

© Copyright America One Properties 2025. All rights reserved