The Castle Project: Affordable Homes. Strong Targeted Returns.
We’re launching multi-market Pilots to help renters become owners in underserved Midwestern neighborhoods. We are connecting with capital partners who share our vision for workforce housing — with targeted returns, transparent reporting, and a mission that changes families' lives. Request the Investor Deck to be notified about upcoming Informational and Fractional meetings.
Invest through the Castle Investment Club on Fractional — a legally compliant investment club platform that handles LLC formation, compliance, and reporting. Minimum investment: $20,000.
Featured at Deal Maker December 2025 · Owners Club Member
The Castle Project: Affordable Homes. Strong Targeted Returns.
We’re launching multi-market Pilots to help renters become owners in underserved Midwestern neighborhoods. We are connecting with capital partners who share our vision for workforce housing — with targeted returns, transparent reporting, and a mission that changes families' lives. Request the Investor Deck to be notified about upcoming Informational and Fractional meetings.
Invest through the Castle Investment Club on Fractional — a legally compliant investment club platform that handles LLC formation, compliance, and reporting. Minimum investment: $20,000.
Featured at Deal Maker December 2025 ·
Private Capital Opportunity
Why Investors Back The Castle Project
Strong Secured Returns
Targeted 20%+ returns backed by secured, asset-based structures and consistent cash flow mechanics.
Underserved,
High-Demand Market
Millions of homes banks won’t lend on;
strong buyer demand.
Transparent &
Data-Driven
Third-party servicing, monthly reporting, and standardized Castle Playbook.
Why Investors Back The
Castle Project
Strong Secured Returns
Targeted 20%+ returns backed by secured, asset-based structures and consistent cash flow mechanics.
Underserved,
High-Demand Market
Millions of homes banks won’t lend on;
strong buyer demand.
Transparent &
Data-Driven
Third-party servicing, monthly reporting, and standardized Castle Playbook.
The Scalable Pathway from Renters
to Owners
The Castle Project transforms livable, low-cost homes into affordable homeownership opportunities using the Slow Flip method.
We acquire homes in undervalued markets and resell them using state-compliant Installment Contracts. Each pilot is a 15–30 property portfolio with defined capital requirements and targeted returns.
The Scalable Pathway from Renters to Owners
The Castle Project transforms livable, low-cost homes into affordable homeownership opportunities using the Slow Flip method.
We acquire homes in undervalued markets and resell them using state-compliant Installment Contracts. Each pilot is a 15–30 property portfolio with defined capital requirements and targeted returns.
A Massive Market Overlooked
by Traditional PARTNERS
15+ million U.S. homes valued under $100K
Banks avoid small-dollar mortgages
Investors avoid low-ARV areas
Renters paying mortgage-equivalent rent
Neighborhoods lacking revitalization capital
Cities want new ownership pathways
A Massive Market Overlooked
by Traditional PARTNERS
15+ million U.S. homes valued under $100K
Banks avoid small-dollar mortgages
Investors avoid low-ARV areas
Renters paying mortgage-equivalent rent
Neighborhoods lacking revitalization capital
Cities want new ownership pathways
HOW THE PILOT WORKS (3 STEPS)
Acquire Livable
Homes
We purchase homes at price points aligned with local rents.
Resell via
Installment Contract
Buyers make predictable payments; escrows & servicing handled professionally.
Targeted Returns for Capital Partners
Club members are targeted to receive 12% APR + equity participation, secured by the pool entity.
Join the Club
Club members invest through the Castle Investment Club on Fractional. Pool your capital, vote on deals, and receive transparent reporting and K-1s — all handled by Fractional's back office.
Invest Through the Castle Investment Club on Fractional
The Castle Investment Club is hosted on Fractional, a platform built alongside former SEC senior counsel that handles LLC formation, compliance, tax filings, K-1 distribution, and investor reporting. It's the infrastructure that lets us operate a pooled investment club legally, transparently, and without the cost and complexity of a traditional syndication.
Pool Your Capital
We purchase homes at price points
aligned with local rents.
Vote on Deals
Buyers make predictable payments; escrows & servicing handled professionally.
Receive Reporting & Distributions
Club members are targeted to receive 12% APR + equity participation, secured by the pool entity.
HOW THE PILOT WORKS (3 STEPS)
Acquire Livable Homes
We purchase homes at price points
aligned with local rents.
Resell via
Installment Contract
Buyers make predictable payments; escrows & servicing handled professionally.
Targeted Returns for
Capital Partners
Club members are targeted to receive 12% APR + equity participation, secured by the pool entity.
Join the Club
Club members invest through the Castle Investment Club on Fractional. Pool your capital, vote on deals, and receive transparent reporting and K-1s — all handled by Fractional's back office.
Invest Through the Castle Investment Club on Fractional
The Castle Investment Club is hosted on Fractional, a platform built alongside former SEC senior counsel that handles LLC formation, compliance, tax filings, K-1 distribution, and investor reporting. It's the infrastructure that lets us operate a pooled investment club legally, transparently, and without the cost and complexity of a traditional syndication.
Pool Your Capital
We purchase homes at price points
aligned with local rents.
Vote on Deals
Buyers make predictable payments; escrows & servicing handled professionally.
Receive Reporting & Distributions
Club members are targeted to receive 12% APR + equity participation, secured by the pool entity.
Investment Structure for Capital Partners
Terms for Investors
Capital Required for Pilot: $575,000
Targeted Return: 12% APR + 30% Equity Participation
Term Length: 5.5 years
Collateral: Pool membership equity, cross-collateralized
Market: Peoria & Decatur, IL
Platform: Castle Investment Club on Fractional (fractional.app)
Minimum Investment: $20,000
Structure: Investment club — members vote on deals, receive K-1s and regular reporting
How Capital Is Used
~90–95% → Property acquisition
~5–10% → Reserves & closing costs
No speculative rehab
No operational overhead funded by investor capital
Investment Structure for Capital Partners
Terms for Investors
Capital Required for Pilot: $555,000
Targeted Return: 12% APR + 30% Equity Participation
Term Length: 5.5 years
Collateral: First-position lien on pool membership interest, cross-collateralized
Market: Peoria & Decatur, IL
Platform: Castle Investment Club on Fractional (fractional.app)
Minimum Investment: $20,000
Structure: Investment club — members vote on deals, receive K-1s and regular reporting
How Capital Is Used
~90–95% → Property acquisition
~5–10% → Reserves & closing costs
No speculative rehab
No operational overhead funded by investor capital
Investor Security Comes First
First-Position Secured Interest
Capital partners hold a first-position lien on the pool entity, cross-collateralized across the portfolio.
Title Insurance
Issued on every property to confirm clean title.
Third-Party Servicing
Payment collection, escrows, and reporting handled by licensed servicers.
Monthly Reporting
Portfolio performance, delinquencies, and DSCR delivered monthly.
Reserves
4–6 month operational and debt service reserve included in every pool.
Fractional Compliance
LLC formation, operating agreements, identity verification, tax filings, and K-1 distribution — all managed through Fractional's compliance infrastructure, built alongside former SEC senior counsel.
Investor Security Comes First
First-Position Secured Interest
Capital partners hold a first-position lien on the pool entity, cross-collateralized across the portfolio.
Title Insurance
Issued on every property to confirm clean title.
Third-Party Servicing
Payment collection, escrows, and reporting handled by licensed servicers.
Monthly Reporting
Portfolio performance, delinquencies, and DSCR delivered monthly.
Reserves
4–6 month operational and debt service reserve included in every pool.
Fractional Compliance
LLC formation, operating agreements, identity verification, tax filings, and K-1 distribution — all managed through Fractional's compliance infrastructure, built alongside former SEC senior counsel.
Key Risks & How We Mitigate Them
Policy /
Eviction Delays
Mitigated by structure, compliance,
reserves, and market diversification.
Vacancy / Cash Flow Interruptions
Mitigated with buyer pipeline, DSR, servicing, and underwriting.
Operational
Execution
Mitigated with Castle Playbook
and third-party servicing.
Key Risks & How We Mitigate Them
Policy /
Eviction Delays
Mitigated by structure, compliance,
reserves, and market diversification.
Vacancy / Cash Flow Interruptions
Mitigated with buyer pipeline, DSR, servicing, and underwriting.
Operational
Execution
Mitigated with Castle Playbook
and third-party servicing.
Our Long-Term Platform Vision
Base Camp (0–24 months):
Multi-market pilots (45–90 properties across 3 cohorts), validate and refine the Castle Playbook.
Camp II (24–36 months):
Launch expanded Castle Investment Clubs ($10–25M deployed), institutionalize capital partnerships.
Camp III (3–5 years):
Build CastleOS (platform + servicing backbone).
Summit (5–10 years):
Scale to 2,000–3,000+ properties nationally through owned pools and licensed operators. Platform enterprise value targeted at $100–200M.
Our Long-Term Platform Vision
Base Camp (0–24 months):
Multi-market pilots (45–90 properties across 3 cohorts), validate and refine the Castle Playbook.
Camp II (24–36 months):
Launch expanded Castle Investment Clubs ($10–25M deployed), institutionalize capital partnerships.
Camp III (3–5 years):
Build CastleOS (platform + servicing backbone).
Summit (5–10 years):
Scale to 2,000–3,000+ properties nationally through owned pools and licensed operators. Platform enterprise value targeted at $100–200M.
Join the Castle Investment Club — Become an Early Capital Partner
Powered by Fractional — the legally compliant investment club platform trusted by the biggest operators in real estate.
Join the Castle Investment Club — Become an Early Capital Partner
Powered by Fractional — the legally compliant investment club platform trusted by the biggest operators in real estate.
FAQ's
1. How is my capital secured?
Through a first-position lien on the pool entity's membership interest, cross-collateralized across all properties in the portfolio. The operating agreement prioritizes debt repayment over equity distributions.
2. What returns are targeted?
The current pilot structure targets 12% APR + 30% equity participation for capital partners. Returns are projections, not guarantees, and depend on portfolio performance.
3. What if buyers default?
We hold reserves, have a buyer pipeline, and use legal structures that allow for efficient resolution.
4. What is the investment timeline?
Approximately five years, depending on amortization and prepayment.
5. Can I invest less than $1.11M?
Yes — pilots can be co-funded by multiple lenders.
6. What markets do you operate in?
Primary pilot markets: Peoria & Decatur, Illinois.
7. Do buyers pay for repairs?
Yes — homes are livable; buyers perform gradual improvements.
8. How do you select buyers?
Income verification, payment-to-income checks, rental history, and commitment to homeownership.
9. Is this a fund or syndication?
No. The Castle Investment Club is structured as an investment club on the Fractional platform. Club members pool capital, participate in deal review, vote on investment opportunities, and receive regular reporting. This is not a fund, syndication, or passive investment vehicle.
10. What reporting do I receive?
Monthly payment reports, delinquencies, DSCR, and per-property updates.
FAQ's
1. How is my capital secured?
Through a first-position lien on the pool entity's membership interest, cross-collateralized across all properties in the portfolio. The operating agreement prioritizes debt repayment over equity distributions.
2. What returns are targeted?
The current pilot structure targets 12% APR + 30% equity participation for capital partners. Returns are projections, not guarantees, and depend on portfolio performance.
3. What if buyers default?
We hold reserves, have a buyer pipeline, and use legal structures that allow for efficient resolution.
4. What is the investment timeline?
Approximately five years, depending on amortization and prepayment.
5. Can I invest less than $1.11M?
Yes — pilots can be co-funded by multiple lenders.
6. What markets do you operate in?
Primary pilot markets: Peoria & Decatur, Illinois.
7. Do buyers pay for repairs?
Yes — homes are livable; buyers perform gradual improvements.
8. How do you select buyers?
Income verification, payment-to-income checks, rental history, and commitment to homeownership.
9. Is this a fund or syndication?
No. The Castle Investment Club is structured as an investment club on the Fractional platform. Club members pool capital, participate in deal review, vote on investment opportunities, and receive regular reporting. This is not a fund, syndication, or passive investment vehicle.
10. What reporting do I receive?
Monthly payment reports, delinquencies, DSCR, and per-property updates.
Testimonials
John Doe
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Jane Doe
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OUR PILOT MARKET LOCATIONS
Decatur, IL
Peoria, IL
OUR PILOT MARKET LOCATIONS
Decatur, IL
Peoria, IL
